Frank Yan of Sacramento on Mortgage Rates Faces North in the New Year

Frank Yan of Sacramento posts a related article: Information Thats Hits Us Where We Live

Frank Yan of Sacramento says thate mortgage rates faces North for the begining of 2014. Freddie Mac’s 30 year fixed-rate mortgage climbing to 4.53% and the 15 year fixed-rate mortgage climbing to 3.55%. Frank Nothaft, Freddie Mac’s chief economist, stated “rising consumer confidence a strong showing for home prices in the most recent S&P/ Case-Schiller Indices, and a slight gain in pending home sales for November 2013” as reasons for the rate increase. He added that these indicators are all “signs of a stronger economic recovery”

Frank Yan of Sacramento on Increasing Your Serotonin Through Exercise, Not Junk Food

Are you down in the dumps? Frank Yan says do not reach for those delicious box of cookies. Unhealthy eating can make your bad mood even worse. Take a walk outside instead. This is what Frank does, especially a walk around River Walk in Sacramento along the Sacramento River.

If you are concerned about your weight or daily diet, throw away that seeking solace in a pint of chocolate ice cream, it will and can make you feel even worse. While attending Sacramento State, Frank Yan researched that it showed for women who continually worried about their body figure, pigged out when we’re in a bad mood. This type of behavior can drag them down even further.

According to research, nutritious foods such as walnuts, salmon, and whole grains can really help increase our serotonin levels. Serotonin is the feel good hormone that benefits our sense of well-being and moods. Bingeing on junk food that are not good for us can lower our serotonin production and, with it, our moods.

Instead of seeking a better mood with eating junk food, get moving instead with a work out or walk. A 10-minute burst of exercise can give you a noticeable lift.