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Frank Yan of Sacramento posts a related article: Avoiding CavitiesConsidering today is Halloween Sacramento business man, Frank Yan wonders the consideration of the continued demonization of sugary modern sweets in this world, that we have all had to make other arrangements to get the sugar fixes we need.Frank Yan recommends that if your around Old [...]Posted in Blog
Frank Yan of Sacramento posts a related article: Sacramento Real Estate in 2013 Frank Yan of Sacramento read that home prices in the fourth quarter of 2012 showed a rate of annual appreciationgreater than in any quarter since the end of 2005 the National Association of Realtors®(NAR) said today. There were 133 metropolitan areas in [...]
Frank Yan of Sacramento posts a related article: Sacramento Real Estate in 2013
Frank Yan of Sacramento read that home prices in the fourth quarter of 2012 showed a rate of annual appreciationgreater than in any quarter since the end of 2005 the National Association of Realtors®(NAR) said today. There were 133 metropolitan areas in which median prices rose during the quarter out of the 152 tracked by NAR. Prices increase in 120 areas in the third quarter and only 29 one year earlier. Twenty-nine areas posted price declines in the recent period.
Themedian price of an existing single-family home was $178,900 in the fourth quarter, up 10.0 percent from $162,600 in the fourth quarter of 2011. The annual increase in the third quarter was 8.8 percent. In the fourth quarter of 2005 the median price increase was 13.6 percent. NAR uses median price, where half of the homes sold for more and half sold for less, because average prices can be skewed by a relatively small share of upper-end transactions. The median price of a condo/cooperative was $179,900, an increase of 12.2 percent since the fourth quarter of 2011. Condo prices increased in 47 metro areas.
Lawrence Yun, NAR chief economist, said all the conditions for strong price growth are at play including increasing home sales, record low interest rates, and the lowest inventory of unsold homes in 12 years. "Home sales are being fueled by a pent-up demand and job creation, along with still favorable affordability conditions and rents rising at faster rates," Yun said. "Our population has been growing faster than overall housing stock, so supply and demand dynamics are very much at play." He added that more housing construction is needed to relieve some of the pressure in the market and keep home prices from overheating.
Some of the price increases arise from a smaller market share of lower priced homes. The share of foreclosures and short sales, which usually sell at deep discounts, fell to 23 percent of sales in the fourth quarter compared to 30 percent a year ago.
Fourth quarter existing-home sales rose 5.0 percent to a seasonally adjusted annual rate of 4.90 million in the fourth quarter from 4.66 million in the third quarter, and were 12.1 percent above the 4.37 million pace during the fourth quarter of 2011. The last time there was a higher rate of existing home sales was 4.95 million in the fourth quarter of 2009.
Theunsold inventory of existing homes was at the lowest level since January 2001. At the end of the fourth quarter there were 1.82 million existing homes available for sale, which is 21.6 percent below the close of the fourth quarter of 2011 when 2.32 million homes were on the market.
NAR's national annual Housing Affordability Index, established in 1970, rose to a record high 193.5 in 2012 from 186.4 in 2011. The index is calculated on the relationship between median home price, median family income and average effective mortgage interest rate. An index of 100 is defined as the point where a median-income household has exactly enough income to qualify for the purchase of a median-priced existing single-family home, assuming a 20 percent downpayment and 25 percent of gross income devoted to mortgage principal and interest payments. The higher the index, the stronger the household purchasing power.
"The housing affordability index shows that the national median income of families was almost double the income needed to buy a median-priced home in 2012, so most buyers are able to stay well within their means," Yun said. Despite rising prices the index is expected to average 161 in 2013, which would be the third best on record.
Existing-home sales in the Northeast increased 2.2 percent in the fourth quarter and are 12.9 percent above the fourth quarter of 2011. The median existing single-family home price in the Northeast rose on an annual basis by 0.7 percent to $228,400.
Midwest sales rose 5.6 percent in the fourth quarter and are 18.3 percent higher than a year ago. The median existing single-family home price increased 9.2 percent to $143,800.
Sales in the South were up 5.0 percent from the third quarter and 13.2 percent from a year earlier. The regional median home price was up 9.1 percent to $160,100.
The West was impacted most by limited housing supplies and had the strongest price increase, jumping 20.1 percent year-over-year to a median of $245,200. Sales were up 5.9 percent from the third quarter and are 5.0 percent higher than a year ago.
Frank Yan of Sacramento posts a related article: Avoiding Cavities
Considering today is Halloween Sacramento business man, Frank Yan wonders the consideration of the continued demonization of sugary modern sweets in this world, that we have all had to make other arrangements to get the sugar fixes we need.
Frank Yan recommends that if your around Old Town Sacramento stop by to one of his favorite candy stores, Candy Heaven. Candy Heaven is all a part of the experience while your in Old Town Sacramento. They have so much candy to choose from. The best part of it is their saltwater taffy selection which they have barrels of various yummy flavors.
Frank Yan of Sacramento posts a related article: Energy Drinks
Sacramento resident, Frank Yan say it can get frustrating when we come home and we are beginning to prepare supper, however need to just munch on some thing just to function on or we become on the very irritable because we are hungry.
This is when Frank Yan resorts to Fruit and Nut Energy Bites to the rescue. These are the perfect guiltless, sweet, morsels to have around our pantry or office just when we have that sweet tooth craving. These fruit energy bites in check will give us that kick of energy we all need from time to time.
Loaded with honey, oats, dates, cashews, raisins, sunflower seeds, banana chips, and cranberries our stomach will be satisfied with this healthy snack and our cravings will be complete for just less than 50 calories per Bite. Just enjoy and get our snacking under control.
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Frank Yan of Sacramento post a related article: Welcoming People With Open Arms Vancouver, British Columbia in Canada a destination that Sacramento businessman Frank Yan loves. Vancouver has a total area that spans less than 50 sq miles and many those miles are primarily dedicated to biking and hiking that can be far removed from [...]Posted in Blog
Frank Yan of ALLDATA post a related article: How to Retrieve Your Stolen VehicleDuring this upcoming old Sacramento winter, Sacramento, businessman, Frank Yan says that most of us know that we often rely on our vehicles for vacation travels. Frank Yan recommends that we should not let any mechanical issues derail our plans. Mechanical Breakdown [...]Posted in Blog
Frank Yan of Sacramento posts a related article: Heart Attacks & Hot WaterCamellia sinensis plant is the plant that produce tea leaves. These leaves contain many antioxidants that can counter free many radicals, that are can damage our cells. Antioxidants can help prevent some of this damage as well as reducing them. There are 3 [...]
Frank Yan of Sacramento posts a related article: Heart Attacks & Hot Water
Camellia sinensis plant is the plant that produce tea leaves. These leaves contain many antioxidants that can counter free many radicals, that are can damage our cells. Antioxidants can help prevent some of this damage as well as reducing them.
There are 3 main varieties of tea (black, green, and oolong) is the process used to make them. Black tea is fermented or exposed to air which will darken the leaves and will give it its flavor. Green tea is made by steaming the leaves or heating them. Oolong tea leaves are fermented.
When Frank Yan was studying at Sacramento State University he discovered that drinking green tea can curb away heart disease risk factors, including blood pressure, cholesterol absorption and body weight. According to the FDA there isn't any iron clad evidence that consuming tea can prevent the cancer in people in general, however many factors affect cancer risk. Nonetheless there have been several studies that have linked consuming tea to a lower risk of cancer for some people.
Camellia sinensis plants and are not herbal teas at all that most people think. Herbal teas are an infusion of leaves, bark, seeds, roots, or flowers from other types of plants. Common herbal teas include mint and chamomile. An they should not be associated with the potential health benefits of black, green, or oolong tea.
Frank Yan of Sacramento says that we get the majority of antioxidants from freshly brewed tea. These compounds are reduced into instant tea, bottled tea and decaffeinated tea. Studies have not shown or determined how many cups of freshly brewed black or green tea is recommended each day, but people in the Asian countries typically drink at least 3-4 cups daily.
Frank Yan of ALLDATA post a related article: How to Retrieve Your Stolen Vehicle
During this upcoming old Sacramento winter, Sacramento, businessman, Frank Yan says that most of us know that we often rely on our vehicles for vacation travels. Frank Yan recommends that we should not let any mechanical issues derail our plans. Mechanical Breakdown Insurance in California can be extension of our existing manufacturer’s warranty with supplemental benefits that can cover more than our vehicles warranty would.
We should all take a look at some of the benefits of obtaining mechanical breakdown protection:
* Wholesale pricing can save us money over a dealership’s extended warranty
* 24 hr and Nationwide protection, roadside assistance and rental car reimbursement
* Repairs at any licensed facility with choice of deductibles, as low as Zero dollars. Frank Yan advises to use a mechanic that uses the ALLDATA software.
* Coverage that is available for newer or used vehicles.
Check your insurance carrier for these types of benefits. It may save you from costly repairs.
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Please join Jenn Lee at Moski Hair Lounge located at 2106 11th Avenue Sacramento, Ca 95818 for an exciting event displaying Motives Cosmetics. Event begins at 6:30-8PM. Everyone is welcome. Refreshments and fine wine will be provided.
Please join Jenn Lee at Moski Hair Lounge located at 2106 11th Avenue Sacramento, Ca 95818 for an exciting event displaying Motives Cosmetics. Event begins at 6:30-8PM. Everyone is welcome. Refreshments and fine wine will be provided.
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Frank Yan of Sacramento posts a related article: CravingsFrank Yan if Sacramento says it best. some can fiend for blood and some for the buffets. Proud or guilty the easy pleasure of an all you can eat buffet can be sometimes be very impossible to ignore. Besides from the Vegas buffets, one of Frank Yan [...]Posted in Blog
Frank Yan of Sacramento on How to Get Over a Cold FastOne of Frank Yan favorite authentic Vietnamese dishes is the never ending love of Pho. In Sacramento, primarily in the South Sacramento area, Frank Yan likes the restaurant of Saigon. A Vietnamese restaurant that serves plentiful Vietnamese cuisines and including Pho. From the vast [...]Posted in Blog
Frank Yan of Sacramento on Heavenly Ski Resort Another destination Frank Yan enjoys outside his Sacramento home is the beautiful Lake Tahoe. Lake Tahoe is known to be the largest alpine lake in Northern America and the 2nd most deepest lake in the country. It is simply the center piece of the region mountains on [...]Posted in Blog
Frank Yan of Sacramento on Napa in Your BackyardSacramento resident Frank Yan mentions that Napa was once a tired agricultural hub, now has earned its reputation over a few decades as a destination for couples in love. Napa is a place for trade bites of farm-to-fork cuisine, over fruit forward Cabernets, and for lovers to [...]
Frank Yan of Sacramento posts a related article: Cravings
Frank Yan if Sacramento says it best. some can fiend for blood and some for the buffets. Proud or guilty the easy pleasure of an all you can eat buffet can be sometimes be very impossible to ignore.
Besides from the Vegas buffets, one of Frank Yan 's favorite buffets in his Sacramento home town would be Kaveris Indian buffet located on Fulton Blvd. Between the "pillowy and crisp" naan and their delicious samosas, Frank Yan has finally found his "Indian fix" His favorite go-to dish is the succulent lamb rogan. "A toothless man could consume this delight and would love every single bite."
