Frank Yan of Sacramento on 10 Ways of Saving Money Every Month

Frank Yan of Sacramento posts a related article: The Debt Forgiveness Relief Act

Let's face it, Frank Yan of Sacramento says that we are all looking to reduce costs some how, whether it is just to make spending less than we earn and get by, or because we should be putting more away for the kids college and for retirement. Frank Yan had put together a checklist of ways you could possibly save money.You may save just a fraction little, or a whole lot, but either way it all counts if it ends up in the right place your bank account

Before you go down this list, let's begin gathering all of your monthly bills and put them in one place. It helps to track all of your expenses for thirty days (you’ll be amazed what you waste money on) Prepare a spreadsheet that accounts for your income and every one of your expenses, whether they’re daily, weekly, monthly and yearly. From there it is like a fun game to
go down the list to see how much you can save as you keep tracking the next few months expenditures.

1. Refinance your home mortgage.
Frank Yan has saved many consumers in Sacramento and arcross the States by helping those consumers re-mortgage their home. By calling a mortgage broker or your current lender and see if you can take advantage of today’s current interest rates.Even the difference of 1% in interest rate can save you tens of thousands of dollars over the life of the loan.

2. Shop out your homeowners insurance.
Call your homeowners insurance representative and ask if there are better policy prices, or shop around for other insurance carriers a little. Frank Yan has learned that Simple things
alarm service may also lower your homeowner’s bill.

3. Always get your property taxes reassessed.
When your price of your propety goes up in value, your county and city taxes you more based on the value of your property. The same with when your property value goes down, you may be eligible for a property tax reduction. Call your local assessor’s office and you should never pay anyone to submit the application for you.

4. Bundle your internet, cable, and home phone services together.
These 3 services can get time consuming as wellas expensive, so give a few carriers a call and ask about bundled packages to save money.

5. Review your cell phone plan.
Contact your carrier and ask to review your usage of minutes and the plan. You may be over paying for something you never use. If their are multiple cell phone users in your family, consider a shared family plan. In addition if you have a home phone that you don’t really need, it’s a good time to cancel it.

6. Ask your credit cards companies to lower APRs.
Credit cards will always reward good customers with lower APRs, or by fixing a low interest rate if you’re in a variable one.It’s a good time to get a grasp on how much you owe and what your repayment plan is if you owe more than 30% of your total available balance and/or are paying only minimum payments every month, it’s time to make a money-saving change.

7. Re price your auto insurance.
Every year, your car gets a year older and your driving record may have changed That means it’s time to call your insurance agent and ask if there are any discounts available or higher
deductible plans.

8. Always know your credit score.
Every year, inaccuracies, errors and even old items can cost many consumers countless millions of dollars. Frank Yan suggests that you should pull your credit every 6 months. (you can do it once for free with each bureau) and make sure your credit is clean. A good score can save you a bundle when it comes time to applying for a home loan, refinancing, getting an auto or business loan, or even when applying for insurance.

9. Check your health insurance premiums.
You can save money if you don't go to the doctor much or even if you lost a few lbs or want to increase your deductible. It never hurts to ask, or shop around.

10. Check for bank fees and credit card annual fees.
Adding insult to injury, many financial institutions charge US for the privilege of making THEM money.But that doesn’t mean you need to stand for it check to see what kind of fees your bank and credit card companies are charging you and don’t be afraid to take your business elsewhere.

Frank Yan of Sacramento on Condo Association Insurance vs Condo Owners

Frank Yan of Sacramento posts a related article: Supplemental Car Insurance

Frank Yan of Sacramento says that when we decide to move into a condo, we may not realize that there is isn't a need to shop for condo owners insurance. After all, we are paying association fees, part of which goes toward a condo association insurance policy. However, these 2 types of insurances have very different coverages, so it is prudent to have both types of policies.

A condo association policy covers the condominium complex as a entire whole. Specifically, it protects important and common areas against damage and structural assets. You and the other condo residents make use of these areas like walkways, elevators, outer walls, swimming pools, etc. That’s why you pay for a portion of the insurance through your association fees.

Nevertheless, the association policy may not cover the interior of the condo that you live in. If a water pipe bursts and damages your possessions, or if they are stolen during a burglary, the association policy will not cover you. Condo owner’s insurance fills that gap.

Condo owners insurance works similar to homeowners insurance. It covers the condo unit against perils, fire, and fire. It also comes with personal liability insurance to cover damage you may accidentally cause to others property or injuries to visitors at your condo.

For the best piece of mind, it pays to have your condo fully insured through both your own policy and the one held by the condo association. Frank Yan suggest to contact your local Sacramento Insurance Policy Holder.

This content is offered for educational purposes only and does not represent any contractual agreements. The definitions,coverages and terms in a given policy can be different than those suggested here and such policy will be governed by the language contained therein. Frank Yan states no warranty or appropriateness for a specific purpose is implied and expressed.

Frank Yan of Sacramento on Indentifying Sports Car Insurance

Frank Yan of Sacramento posts a related article: Supplemental Car Insurance

Sacramento resident Frank Yan asks, in today's society, what is it that makes a sports car a sports car? Could it be a higher caliber of performance? Frank Yan agrees so. So this increased performance out of these machines means that it also comes at a higher price tag. The prices of a these performance vehicles are generally and always higher than its more average counterpart. The replacement of parts are also more expensive and the it's typical for labor times to work on them are higher too. Sports cars on the most part require higher insurance policies. The category of “sports carcan be very subjective in some areas, and the insurance companies could have various definitions for what does not count and what does count as a sports car. Nonetheless, there are many elements that the insurance take into account:

Engine Size The larger of engines the better the performance and the indicative of speed and performance. However, this isn't always the case. Some SUV's and or trucks may carry 8 cylinder to 12 cylinder engine to increase its hauling power. But there's cars that offer 4 cylinder engines as basic to their standard. So driving a car with a 6 cylinder or greater may suit the insurance company’s sports car definition.

The number of doors a 4 door sports car are not common. However a few manufactures do produce them. Typically a 4 door vehicle indicates the car is designed for families. Those cars with 2 doors normally state a smaller vehicle, like a coup built with maneuverability in mind and or speed. A car with 2 doors might indicate the insurance company to offer its sports car-style coverage.

Weight and HeightTo maximize performance and speed in a sports cars they are normally weigh less than those cars that are non sporty and a lot lower to the ground. Many insurance companies may take these factors into consideration.

Frank Yan is not an auto insurance expert. The above written are only the opinions. For more information about insurance on a sports car, contact your local Sacramento Insurance representative.

Frank Yan of Sacramento on Reasons to Give Uo on Diet Sodas

Frank Yan of Sacramento posts an article from Daily Health Post
Frank Yan of Sacramento posts a related article:  Frank Yan on Energy Drinks

When taken at face value, diet soda seems like a health-conscious choice. It saves you the 140-plus calories you'd find in a sugary soft drink while still satisfying your urge for something sweet with artificial sweeteners like aspartame, saccharin, and sucralose. But there's more to this chemical cocktail than meets the eye.

It confuses your body

Artificial sweeteners have more intense flavor than real sugar, so over time products like diet soda dull our senses to naturally sweet foods like fruit, says Dr. Brooke Alpert, author of The Sugar Detox.Even more troubling, these sugar stand-ins have been shown to have the same effect on your body as sugar. "Artificial sweeteners trigger insulin, which sends your body into fat storage mode and leads to weight gain,"
Alpert says.

It could lead to weight gain, not weight loss

Diet soda is calorie-free, but it won't necessarily help you lose weight. Researchers from the University of Texas found that over the course of about a decade, diet soda drinkers had a 70 percent greater increase in waist circumference compared with non-drinkers. And get this: participants who slurped down two or more sodas a day experienced a 500 percent greater increase. The way artificial sweeteners confuse the body may play a part, but another reason might be psychological, says Minnesota-based dietitian Cassie Bjork. When you know you're not consuming any liquid calories, it might be easier to justify that double cheeseburger or extra slice of pizza.

It's associated with an increased risk of type 2 diabetes
Drinking one diet soda a day was associated with a 36 percent increased risk of metabolic syndrome and diabetes in a University of Minnesota study. Metabolic syndrome describes a cluster of conditions (including high blood pressure, elevated glucose levels, raised cholesterol, and large waist circumference) that put people at high risk for heart disease, stroke, and diabetes, Bjork explains.

It has no nutritional value

When you drink diet soda, you're not taking in any calories—but you're also not swallowing anything that does your body any good, either. The best no-calorie beverage? Plain old water, says Bjork. "Water is essential for many of our bodily processes, so replacing it with diet soda is a negative thing," she says. If it's the fizziness you crave, try sparkling water.

Its sweetener is linked to headaches

Early studies on aspartame and anecdotal evidence suggests that this artificial sweetener may trigger headaches in some people. "I have several clients who used to suffer from migraines and pinpointed their cause to diet soda," Bjork says.

It'll ruin your smile over time

Excessive soda drinking could leave you looking like a Breaking Bad extra, according to a case study published in the journal General Dentistry. The research compared the mouths of a cocaine-user, a methamphetamine-user, and a habitual diet-soda drinker, and found the same level of tooth erosion in each of them. The culprit here is citric acid, which weakens and destroys tooth enamel over time.
It makes drinking more dangerous

Using diet soda as a low-calorie cocktail mixer has the dangerous effect of getting you drunk faster than sugar-sweetened beverages, according to research from Northern Kentucky University. The study revealed that participants who consumed cocktails mixed with diet drinks had a higher breath alcohol concentration than those who drank alcohol blended with sugared beverages. The researchers believe this is because our bloodstream is able to absorb artificial sweetener more quickly than sugar.

It's associated with depression

A recent study presented at a the American Academy of Neurology meeting found that over the course of 10 years, people who drank more than four cups or cans of soda a day were 30 percent more likely to develop depression than those who steered clear of sugary drinks. The correlation held true for both regular and diet drinks, but researchers were sure to note that the risk appeared to be greater for those who primarily drank diet sodas and fruit punches. Although this type of study can't prove cause and effect, its findings are worth considering.

It may be bad for your bones

Women over 60 are already at a greater risk for osteoporosis than men, and Tufts University researchers found that drinking soda, including diet soda, compounds the problem. They discovered that female cola drinkers had nearly 4 percent lower bone mineral density in their hips than women who didn't drink soda. The research even controlled for the participants' calcium and vitamin D intake. Additionally, a 2006 study published in the American Journal of Clinical Nutrition found that cola intake (all kinds, not just diet) was associated with low bone-mineral density in women.

It may hurt your heart

Just one diet soft drink a day could boost your risk of having a vascular event such as stroke, heart attack or vascular death, according to researchers from the University of Miami and Columbia University. Their study found that diet soda devotees were 43 percent more likely to have experienced a vascular event than those who drank none. Regular soda drinkers did not appear to have an increased risk of vascular events. Researchers say more studies need to be conducted before definitive conclusions can be made about diet soda's effects on health.

Frank Yan of Sacramento on How Much is Fair Rent in Sacramento?

Frank Yan of Sacramento posts an article from Sacramento Business Journal
Related article:  Frank Yan of Sacramento on Sacramento Home Prices Grown Rapidly Within 7 Years

A fair-market rent in most of the Sacramento area is $854 a month for a one-bedroom place and $1,899 for a four-bedroom home, according to proposed rents released this week by the federal Department of Housing and Urban Development.

The suggested rents aren’t necessarily meant to guide what landlords and property owners charge, but determine a standard rate HUD can use to determine payment standards for housing voucher programs, renewal rates for expiring Section 8 contracts, and similar government activities related to housing.

Figures are derived from responses to the American Community Survey between 2007 and 2011, with numbers updated annually for areas where there were enough responses each year to be statistically significant, according to a HUD posting about the rates in the Federal Register.

Consumer Price Index figures and utility rates are used to update the data between 2011 and the end of 2012, though the cost of most consumer goods has been relatively flat in recent years. The proposed fair-market rent is through April 1 of next year.



A cursory glance at rental prices on craigslist.org for the region suggests HUD’s rents can vary widely from the actual market, with a two-bedroom home near California State University Sacramento listed at $725, well below the $1,072 the department proposed. A one-bedroom apartment in midtown Sacramento is listed at $625, also well below the one-bedroom suggested rent.

Yolo County has a separate fair-market rent listing; there, a one-bedroom home is a proposed $757 a month.

Frank Yan of Sacramento on Benefits of Yogurt

Frank Yan of Sacramento on Benefits of Coconut Water

Consuming yogurt for a better mood? One day at one of the Sacramento libraries, Frank Yan saw article that showed probiotics are not just good for our bodies. They can also benefit our brains.

While Frank Yan continued reading, he read that their have been studies found that those women who ate yogurt regularly saw the beneficial bacteria also known as probiotics displayed lower activity in areas of the their brain that associated with pain and emotion. It has been known that stomach bacteria, the eco system of micro organisms that live in our digestive tract can really help the support of a healthy digestion and a immune system. It has also been found that the brain delivers signals to our stomach, in this is why stress can start quick run to the restroom. These studies suggest that these types of signals can travel the opposite way and that the probiotics we eat can alter how our brain reacts to our environment. While it is is too early to state that yogurt and other sources of probiotics can assist settling bad moods, studies have shown that it does point in that direction. And to add to eating yogurt, kombucha, kefir, and fermented foods, following a diet that has a high content in fiber from whole grains, fruits, legumes, and vegetables vegetables, can help improve our stomach flora.

Frank Yan of Sacramento on Walking for Weight Loss

Are you walking for weight loss? Frank Yan of Sacramento say that we should keep a medium brisk pace and (fast) walk for at least 30-45 minutes per day.

Mile after mile, walking might not burn as many calories as running does, but that hardly means you should jog if you hate it. Walking is an great way to trim your physique and getting into shape. To burn the same amount of calories walking as you would of been running, you should a least walk a a lot longer. As the saying goes, the faster you walk, the more calories you will burn off.

For ideal weight loss, you should be walking at a brisk and semi fast pace for about 2 miles in 30 minutes or less for at least 250 minutes per week approximately 30-35 minutes per day.

Frank Yan recommends The River Walk Promenade located in West Sacramento by the Sacramento River. If you are a beginner, start slow and slowly increase your time and speed each week.

Frank Yanof Sacramento on Reducing Diabetes Levels

Frank Yan of Sacramento posts a related article: Walking for Weight Loss

While at his local library in Sacramento, Frank Yan read that lowering your diabetes at risk is that you should consider taking a short walks after you eat lunch and dinner. Moving, instead of resting, can distort blood sugar elevations after eating.

Some of you after eating are tempted to either quick quite nap or just relax on the couch. Frank Yan says that to reduce diabetes risk and boost up your energy levels is to go on a brisk walk instead. It has been said that have 10-20 minute walk after every meal can improve our blood sugar levels better than a single daily 30 minute to and hour walk.

Whether if you run errands or take the dog for a walk along the Sacramento River being active after consuming our meal can help prevent post meal blood sugars arising. According to doctors, elevated blood sugars after meals are a key risk factor in heart disease and type 2 diabetes. Also Researchers have shown that walking after eating had lowered triglyceride levels. So Frank Yan says let's put on or running shoes before lunch or dinner, and then head out for a brisk walk under Sacramento skies after you have eaten.

Frank Yan of Sacramento on Mindfulness Meditations

We shouldn’t let our anxiety, anger, and other negativity drag us down. Frank Yan of Sacramento says that regular weekly meditation can help many of us recover more effectively and quickly from these emotions.
Our weekends are a great time to spend with friends and family that reflect on the many of joys in our lives.



Meditation can help us stay serene in the face of button-pushing co workers, in laws, friends, and all the other daily stresses we encounter. While we cannot control our emotions we have, we can always change how we let them affect us. Desire, anger, anxiety,and sadness are all ever so normal reactions of daily life, whether if we are up or down. We typically get into trouble if we continue to hold on to these emotions or sometimes we get upset at ourselves for having them.


Frank Yan uses mindful meditation at his home in Sacramento which helps him in these circumstance. Frank says it can help turn down the volume on negative emotions and thoughts by teaching us to really observe them with out any judgment and then just let them go. Regular meditation practice daily or weekly can also encourage a lot more positive feelings, like forgiveness and empathy to take place. Studies have found that mindfulness meditation can help clue us in to our inner thought patterns and can really teach us to be less emotional reactive and faster to rebound from any up setting events.

Frank Yan of Sacramento on Il Fornaio in Sacramento

Frank Yan of Sacramento posts a related article: Tipping Etiquette

If there is one thing that Sacramento businessman Frank Yan agree on, it is that great food is best for the soul. Today in Sacramento, there is a competitive market and it's passionate restaurateurs are always coming up with newer menus to tempt our appetites. Frank Yan will leave us his restaurant recommendation to keep our bellies blissful.

Il Fornaio. This upscale Italian restaurant is located in the Wells Fargo building in downtown Sacramento. It is one fine Italian restaurant that we can find Frank Yan amongst friends during happy hours through the time dinner. As Il Fornaio has an array of dishes, their menu also changes through seasons.

With a house-cured salmon, Frank Yan 's favorite dish is the Grigliata di Pesce Misto. This mixed grill of salmon, calamari, scallops, whitefish and prawns, topped with a lemon olive oil sauce; served with roasted Yukon Gold potatoes and broccolini is something to die for. As Frank Yan would say "it cooked to perfection"

Il Fornaio is spacious with vaulted high ceilings has a elegant atmosphere. seating, Frank Yan. has no doubts this will become his "regular hangout." It just has that personal touch that makes you want to keep going back.

Frank Yan of Sacramento on Home Prices Grown Rapidly Winthin 7 Years

Frank Yan of Sacramento posts a related article: Sacramento Real Estate in 2013

Frank Yan of Sacramento read that home prices in the fourth quarter of 2012 showed a rate of annual appreciationgreater than in any quarter since the end of 2005 the National Association of Realtors®(NAR) said today. There were 133 metropolitan areas in which median prices rose during the quarter out of the 152 tracked by NAR. Prices increase in 120 areas in the third quarter and only 29 one year earlier. Twenty-nine areas posted price declines in the recent period.

Themedian price of an existing single-family home was $178,900 in the fourth quarter, up 10.0 percent from $162,600 in the fourth quarter of 2011. The annual increase in the third quarter was 8.8 percent. In the fourth quarter of 2005 the median price increase was 13.6 percent. NAR uses median price, where half of the homes sold for more and half sold for less, because average prices can be skewed by a relatively small share of upper-end transactions. The median price of a condo/cooperative was $179,900, an increase of 12.2 percent since the fourth quarter of 2011. Condo prices increased in 47 metro areas.

Lawrence Yun, NAR chief economist, said all the conditions for strong price growth are at play including increasing home sales, record low interest rates, and the lowest inventory of unsold homes in 12 years. "Home sales are being fueled by a pent-up demand and job creation, along with still favorable affordability conditions and rents rising at faster rates," Yun said. "Our population has been growing faster than overall housing stock, so supply and demand dynamics are very much at play." He added that more housing construction is needed to relieve some of the pressure in the market and keep home prices from overheating.

Some of the price increases arise from a smaller market share of lower priced homes. The share of foreclosures and short sales, which usually sell at deep discounts, fell to 23 percent of sales in the fourth quarter compared to 30 percent a year ago.

Fourth quarter existing-home sales rose 5.0 percent to a seasonally adjusted annual rate of 4.90 million in the fourth quarter from 4.66 million in the third quarter, and were 12.1 percent above the 4.37 million pace during the fourth quarter of 2011. The last time there was a higher rate of existing home sales was 4.95 million in the fourth quarter of 2009.

Theunsold inventory of existing homes was at the lowest level since January 2001. At the end of the fourth quarter there were 1.82 million existing homes available for sale, which is 21.6 percent below the close of the fourth quarter of 2011 when 2.32 million homes were on the market.

NAR's national annual Housing Affordability Index, established in 1970, rose to a record high 193.5 in 2012 from 186.4 in 2011. The index is calculated on the relationship between median home price, median family income and average effective mortgage interest rate. An index of 100 is defined as the point where a median-income household has exactly enough income to qualify for the purchase of a median-priced existing single-family home, assuming a 20 percent downpayment and 25 percent of gross income devoted to mortgage principal and interest payments. The higher the index, the stronger the household purchasing power.

"The housing affordability index shows that the national median income of families was almost double the income needed to buy a median-priced home in 2012, so most buyers are able to stay well within their means," Yun said. Despite rising prices the index is expected to average 161 in 2013, which would be the third best on record.

Existing-home sales in the Northeast increased 2.2 percent in the fourth quarter and are 12.9 percent above the fourth quarter of 2011. The median existing single-family home price in the Northeast rose on an annual basis by 0.7 percent to $228,400.

Midwest sales rose 5.6 percent in the fourth quarter and are 18.3 percent higher than a year ago. The median existing single-family home price increased 9.2 percent to $143,800.

Sales in the South were up 5.0 percent from the third quarter and 13.2 percent from a year earlier. The regional median home price was up 9.1 percent to $160,100.

The West was impacted most by limited housing supplies and had the strongest price increase, jumping 20.1 percent year-over-year to a median of $245,200. Sales were up 5.9 percent from the third quarter and are 5.0 percent higher than a year ago.

Frank Yan of Sacramento on Candy Heaven in Old Town Sacramento

Frank Yan of Sacramento posts a related article: Avoiding Cavities

Considering today is Halloween Sacramento business man, Frank Yan wonders the consideration of the continued demonization of sugary modern sweets in this world, that we have all had to make other arrangements to get the sugar fixes we need.

Frank Yan recommends that if your around Old Town Sacramento stop by to one of his favorite candy stores, Candy Heaven. Candy Heaven is all a part of the experience while your in Old Town Sacramento. They have so much candy to choose from. The best part of it is their saltwater taffy selection which they have barrels of various yummy flavors.

Frank Yan of Sacramento on Fruit Energy Bites

Frank Yan of Sacramento posts a related article: Energy Drinks

Sacramento resident, Frank Yan say it can get frustrating when we come home and we are beginning to prepare supper, however need to just munch on some thing just to function on or we become on the very irritable because we are hungry.

This is when Frank Yan resorts to Fruit and Nut Energy Bites to the rescue. These are the perfect guiltless, sweet, morsels to have around our pantry or office just when we have that sweet tooth craving. These fruit energy bites in check will give us that kick of energy we all need from time to time.

Loaded with honey, oats, dates, cashews, raisins, sunflower seeds, banana chips, and cranberries our stomach will be satisfied with this healthy snack and our cravings will be complete for just less than 50 calories per Bite. Just enjoy and get our snacking under control.

Frank Yan of Sacramento on The Health Benefits of Drinking More Tea

Frank Yan of Sacramento posts a related article: Heart Attacks & Hot Water

Camellia sinensis plant is the plant that produce tea leaves. These leaves contain many antioxidants that can counter free many radicals, that are can damage our cells. Antioxidants can help prevent some of this damage as well as reducing them.

There are 3 main varieties of tea (black, green, and oolong) is the process used to make them. Black tea is fermented or exposed to air which will darken the leaves and will give it its flavor. Green tea is made by steaming the leaves or heating them. Oolong tea leaves are fermented.

When Frank Yan was studying at Sacramento State University he discovered that drinking green tea can curb away heart disease risk factors, including blood pressure, cholesterol absorption and body weight. According to the FDA there isn't any iron clad evidence that consuming tea can prevent the cancer in people in general, however many factors affect cancer risk. Nonetheless there have been several studies that have linked consuming tea to a lower risk of cancer for some people.

Camellia sinensis plants and are not herbal teas at all that most people think. Herbal teas are an infusion of leaves, bark, seeds, roots, or flowers from other types of plants. Common herbal teas include mint and chamomile. An they should not be associated with the potential health benefits of black, green, or oolong tea.

Frank Yan of Sacramento says that we get the majority of antioxidants from freshly brewed tea. These compounds are reduced into instant tea, bottled tea and decaffeinated tea. Studies have not shown or determined how many cups of freshly brewed black or green tea is recommended each day, but people in the Asian countries typically drink at least 3-4 cups daily.

Frank Yan of Sacramento on Vancouver, British Columbia

Frank Yan of Sacramento post a related article:  Welcoming People With Open Arms

Vancouver, British Columbia in Canada a destination that Sacramento businessman Frank Yan loves. Vancouver has a total area that spans less than 50 sq miles and many those miles are primarily dedicated to biking and hiking that can be far removed from the urban core, from the Strait of Georgia to Stanley Park. However this coastal sea port is one of the most densely highly populated metropolises in Northern America, serving as a cultural mecca with world-class restaurants, vibrant arts scene and cosmopolitan elegance. Frank Yan of Sacramento says that this is one of the most laid back city he has been to. Vancouver however is the heart and soul of the Pacific Northwest.

Frank Yan of Sacramento on How to Get Rid of a Cold Fast

Sacramento resident, Frank Yan knows about catching a nasty cold can give one an uncofortable time, that will force them deter to daily work or one may even find themselfves canceling their weekend plans. Even when one that does not have any important plans or dates, still having a cold can be intolerable especially if one is an extrovert.

Here are Frank’s tips for getting over a Cold and fast.

Your Mood: This is one very important factor affecting your immune system is your mood? Food and medication will help, however a good mood will most definitely have a better effect than both factors when combined.

Frank knows that your mood may not be 100% under your control, however while you have a cold you could avoid any tasks that may make you feel bad and turn to focus on the things that make you feel beyond happy.
And after all, we do not get tired because of hard work but rather because of the unpleasant emotions we may be experiencing while working.

Stress: Stress is real bad, but a researchers had pointed out that a little amount of stress could be good for boosting your immune system. Stress should always be controlled and kept at a very low level. The ideal thing you can do to get this type of stress listen to some pleasant music or to watch a good movie. This will raise stress levels a little bit, however at the same time it will not raise it beyond a dangerous level threshold

Exercising: If it is a mild cold and if you have the the energy to exercise, this is be better for your immune system but if the cold is severe then its better to stay well rested in bed.

What Frank has recently discovered when he was caught under the weather, he went to his local Sacramento 24hr Fitness and utilized the steam room to sweat the toxins out. He has found greater success doing this and has advised my of his friends in Sacramento his new secret.

Food: Oranges, lemons, honey, milk, green tea, spicy food, and high rich protein foods can be extremely good for getting over a cold. Even if you do not feel like eating or even if food has no taste still it is still a great benefit to your immune system and to boosts its levels.

Water: This is probably the most important thing to do. If you drink as much water as you can and you will recover faster. This allow your body to flush its system from toxins. If you do not want to drink large amounts of water you can drink pure orange and lemon juice that’s high in vitamin C. Soups can be great, especially chicken soups or spicy soups.

Sleeping and the immune system: If you stay up late frequently, this could affect your immune system and it not responding properly. Nothing can give a boost to your immune system better than a good sleep and large amounts of rest. If you really hate going to bed early, Frank says just do it. When you have a cold and this will help you get over the cold much faster.

Why did I catch a cold?

In the majority of cases we catch colds because of changes in our mood rather than changes in the weather. Frank Yan knows that weather changes and germs can bring colds but these things are always present everywhere, they just need a catalyst in order to harm you and this catalyst could be guilt, sadness, depression or any other bad emotion.