Frank Yan of Sacramento on The Best Time To Sell Your Property

For many years in Sacramento, Frank Yan has seen that There are a few periods during a year when it is the best time to sell a house and a few of periods when it is definitely not the best idea. Frank Yan will share what to look at both these periods and find why it is a good or bad time to sell.

If you ask an estate agent that question of course, they will tell you any time is a good time sell. This is because they are after your business and want to list your property

Best Times To Sell Your Property
The best time to sell and list your property for sale is when the market is flooded with buyers and investors. These potential buyers and investors will try to outbid each other for the properties on offer and this will tend to push prices up right up. Take full advantage of this by marketing your home at this point.

However, within the past few years, especially in Sacramento, properties have been selling unite rapidly as the market is beginning to rebound from the past foreclosures from failed and toxic loans. The seasons generally determine the best times to sell and achieve a quick, profitable sale.


The best season that Frank Yan has seen and experienced is to sell your property is during the Spring season. It is typically a time for fresh starts for most buyers, new beginnings and the time when most people get the urge to look for a bigger, and even a better home. When the weather is improving, lawns, flower beds, gardens are looking healthier and prettier, and your property will be looking its best in better weather.


From mid March through to early July the market will be much, busier than at any other time of the year and it is the ideal time to put your property on the market.

It may not always possible to for a homeowner to put their property up for sale in the Spring so another good time to sell is a couple of months in Autumn. This isn’t as good a time as the March-July window, but it is still decent.

Summer holidays and those people that have children can focus on the house hunting while school is out. The summer weather is still acceptable and some people want to move before fall weather arrives.


The best months according to Franks experience are September and October, though you may be ok in the first couple of weeks of November. After that, the market will die off very fast since people will begin to think about the holidays.

Bad Times To Sell Your Property
Winter of course is an obviously bad time to try to sell your home. The combination of the school holidays, weather, and money spent on holiday gifts means that potential buyers are not really inclined to search for homes.

November and December are probably the worst months for the housing market and it only really begins to pick up towards the end of January.

Surprisingly, sometimes Summer can also be bad time to try and sell, especially in August when fall hits. You might think with decent weather it would be the ideal time but because of school holidays it could get challenging.

Spring through early Autumn, is definitely the best time of year to sell your property. So find yourself a good and honest realtor and begin showing your home when the market is at its busiest and hopefully you’ll find a quick, profitable sale.

Frank Yan of Sacramento on Americans Still Thankful for Home Ownership

Frank Yan of Sacramento posts an article from realtormag.org

The recession hasn’t shaken Americansconfidence in home ownership, according to a new survey of 1,000 adults nationwide by NeighborWorks America.

About two-thirds of survey respondents say their opinion on home ownership has not changed over the past five years. Eighty-eight percent say owning a home is an important element of their “American Dream.

“Although the housing market took one of the largest hits ever, with home prices falling nationally and foreclosures rising to more than one million homes annually, home ownership remains a goal many want to achieve,says Eileen Fitzgerald, CEO of NeighborWorks America. “But it’s important to also note that the poll also underscores that we need to have quality and affordable rental homes available for those people who simply prefer to rent.”

The majority of renters and home owners surveyed say they believe the home buying process is complicated. They attribute the major obstacles to personal finance issues, such as lack of job security or not having enough money for a down payment. One in four surveyed say they have no familiarity with the mortgage products available.

Still, about half of those surveyed say they feel more prepared today than five years ago to buy a home. Forty percent, though, say they are less prepared.

“These results tell us that most consumers believe that they know when the time is right for them to buy a home and feel strongly that home ownership is important but that their personal situation may have been affected in the past five years and is holding them back from pursuing home ownership,Fitzgerald says.

Source: “Consumers View on Homeownership Remains Optimistic," National Mortgage News

Frank Yan of Sacramento on Home Prices Grown Rapidly Winthin 7 Years

Frank Yan of Sacramento posts a related article: Sacramento Real Estate in 2013

Frank Yan of Sacramento read that home prices in the fourth quarter of 2012 showed a rate of annual appreciationgreater than in any quarter since the end of 2005 the National Association of Realtors®(NAR) said today. There were 133 metropolitan areas in which median prices rose during the quarter out of the 152 tracked by NAR. Prices increase in 120 areas in the third quarter and only 29 one year earlier. Twenty-nine areas posted price declines in the recent period.

Themedian price of an existing single-family home was $178,900 in the fourth quarter, up 10.0 percent from $162,600 in the fourth quarter of 2011. The annual increase in the third quarter was 8.8 percent. In the fourth quarter of 2005 the median price increase was 13.6 percent. NAR uses median price, where half of the homes sold for more and half sold for less, because average prices can be skewed by a relatively small share of upper-end transactions. The median price of a condo/cooperative was $179,900, an increase of 12.2 percent since the fourth quarter of 2011. Condo prices increased in 47 metro areas.

Lawrence Yun, NAR chief economist, said all the conditions for strong price growth are at play including increasing home sales, record low interest rates, and the lowest inventory of unsold homes in 12 years. "Home sales are being fueled by a pent-up demand and job creation, along with still favorable affordability conditions and rents rising at faster rates," Yun said. "Our population has been growing faster than overall housing stock, so supply and demand dynamics are very much at play." He added that more housing construction is needed to relieve some of the pressure in the market and keep home prices from overheating.

Some of the price increases arise from a smaller market share of lower priced homes. The share of foreclosures and short sales, which usually sell at deep discounts, fell to 23 percent of sales in the fourth quarter compared to 30 percent a year ago.

Fourth quarter existing-home sales rose 5.0 percent to a seasonally adjusted annual rate of 4.90 million in the fourth quarter from 4.66 million in the third quarter, and were 12.1 percent above the 4.37 million pace during the fourth quarter of 2011. The last time there was a higher rate of existing home sales was 4.95 million in the fourth quarter of 2009.

Theunsold inventory of existing homes was at the lowest level since January 2001. At the end of the fourth quarter there were 1.82 million existing homes available for sale, which is 21.6 percent below the close of the fourth quarter of 2011 when 2.32 million homes were on the market.

NAR's national annual Housing Affordability Index, established in 1970, rose to a record high 193.5 in 2012 from 186.4 in 2011. The index is calculated on the relationship between median home price, median family income and average effective mortgage interest rate. An index of 100 is defined as the point where a median-income household has exactly enough income to qualify for the purchase of a median-priced existing single-family home, assuming a 20 percent downpayment and 25 percent of gross income devoted to mortgage principal and interest payments. The higher the index, the stronger the household purchasing power.

"The housing affordability index shows that the national median income of families was almost double the income needed to buy a median-priced home in 2012, so most buyers are able to stay well within their means," Yun said. Despite rising prices the index is expected to average 161 in 2013, which would be the third best on record.

Existing-home sales in the Northeast increased 2.2 percent in the fourth quarter and are 12.9 percent above the fourth quarter of 2011. The median existing single-family home price in the Northeast rose on an annual basis by 0.7 percent to $228,400.

Midwest sales rose 5.6 percent in the fourth quarter and are 18.3 percent higher than a year ago. The median existing single-family home price increased 9.2 percent to $143,800.

Sales in the South were up 5.0 percent from the third quarter and 13.2 percent from a year earlier. The regional median home price was up 9.1 percent to $160,100.

The West was impacted most by limited housing supplies and had the strongest price increase, jumping 20.1 percent year-over-year to a median of $245,200. Sales were up 5.9 percent from the third quarter and are 5.0 percent higher than a year ago.

Frank Yan of Sacramento on How to Prepare on a EMP Attack

Frank Yan of Sacramento posts a related article: Putting Your Keys Bedside

With an EMP attack considered imminent, here are a few pointers on how to protect all of your electronics and vehicles from an Electro-Magnetic Pulse.

With the looming threat of a possible EMP (Electro-Magnetic Pulse) Attack over American soil and its global interests, Preparing Yourselves for such a disaster may not be as difficult as you think, and here I shall address a few methods readily at your disposal to utilize quickly for such an attack.

How to prepare a fast DIY (do it yourself) EMP resistant container/Faraday Cage that is easily accessible using common items around the home is very possible, and made quickly.

Once set up, is to place any electronic items you value inside the 'cage' until the threat has passed, and safe to be removed for use. Best be safe than sorry, because when an EMP does occur, you can bet all your unprotected electrical appliances (with their tiny micro-circuitry, IC chips, wiring, etc) will be at riskYour home, neighborhood, town, city, county, or country may all be in the dark, for months or even years thereafter! Know that if it plugs into a wall socket or operates on batteries, it will be Fried from an EMP... Literally!

Quick DIY options you can do to protect your electronics from an EMP Now are as follows.

Valuable electronics to have ready to protect in your cage:
1) Ham Radio, CB Radio, World band/Shortwave Radio
2) Counter top Appliances (Water Distiller, Air Purifier, etc)
3) Emergency Receiver Scanning Equipment (Scanner)
4) Short/Long Range Walkie-Talkies
5) Geiger Counter/Radiation Monitor, other monitoring equipment
6) Self-Defense Electronic Devices
7) Wireless Phone, Mobile/Smart Phone, Computer, Laptop, Tablet PC, External Drives, Storage Devices, etc
8) Medical Equipment, etc
9) Digital Watches, Clocks, etc
10) GPS/SatNav…. The LEO (Low Earth Orbiting) Satellites which triangulate your location, may be down indefinitely should an attack take place, which will make these units back-up/saved map features functional for use only.

Quick DIY EMP Protection (outdoors):
Parked Vehicle (not to be driven during an event), with your items placed in the rear of the vehicle Trunk/Boot... Get heavy duty Jumper Cables and attach to one end to a metal stake (re bar, pipe, cable, etc) hammered securely into the earth nearby (preferably hidden under the vehicle where prying eyes will not notice anything out of the ordinary), the other end of the cable leads clamped to the steel frame.

Place items in a wooden or cardboard box (not touching any metal inside, including nails or staples), then place that into a large metal Trash Can (standard size able to fit lying down in the back of a car trunk) with lid securely attached (variant is to use a microwave oven, as it is a metal box, and lined with wood or cardboard packing material (non-conductive), and placed inside the trunk), then clamp additional jumper cables to the outside of the trash can handle (or microwave), with the other end of the cable leads then clamped to the metal frame of the vehicle inside the trunk.

That should do well in keeping your electronic valuables safe and easily accessible after the warning/attack passes.

NOTE: Most motor vehicles manufactured before the year 1991 contain much smaller Electronic Ignition Systems that do not control all functions of vehicle operation, and may/may not still operate during/after an EMP occurrence. Most of motor vehicles manufactured before the year 1984 operate without an EIS installed and most likely shall function and be operational during/after an EMP occurrence. There may be exceptions to these, but for the majority, is correct.

Quick DIY EMP Protection (indoors):
Same methods used as above, but without vehicle, instead use large/small hollow encased metal objects that are Grounded to absorb the shock, such as;
1) Microwave oven
2) Dishwasher (disconnected from water supply and no water inside)
3) Washing Machine/Dryer (disconnected from water supply and no water inside)
4) Refrigerator
5) Metal Safe (any type/size)
6) Metal K9 dog cage

Feel free to imagine your own, as there must be many others!

Be certain it is Grounded (even if the plug in the wall socket has Ground), such as heavy gauge wiring or simply auto Jumper Cables, attached to Radiator, Copper/metal water pipes, metal going into the ground should be secure enough for grounding.

This is by no means the only methods to proofing your electrical valuables from an EMP, but is relatively quick and easy to build (or take down) in a few short minutes, or perhaps when you may be out of time. Practice drills in securing your items quickly, and time yourself to see how fast you are able to secure them. Have all members of your household involved and explain the what/when/why or how, so they understand as well.

Please Note: The methods mentioned above are for Information Purposes Only and/or Suggestions to provide the individual with an alternate means of dealing with a possible situation, and are to be taken at YOUR OWN RISK. We shall not be held liable in anyway should this method fail to protect your property. Again, do so at your own risk... Keep in mind, if you do nothing to Prepare, you may find yourself living without any modern technological conveniences Full Stop.

The article above are suggestions of Sacramento resident Frank Yan. Frank hopes that our World is never in danger of this ever happening.